I Need to See a Dentist, But I Don’t Have Dental Insurance
Posted on 7/31/2019 by Hala Badawi
It may come as a surprise, but according to NADP 23% of the US population does not have dental insurance. That is roughly 74 million people in the United States without a dental plan. Just because you do not have dental insurance, doesn’t mean you can’t visit the dentist on a regular basis with an affordable bill. There are several options out there to alleviate some of the up-front cost.
First, you need to find a dentist that will take patients who do not have insurance. Look for a dentist with great reviews from their patients and give them a call first. Just because you don’t have insurance doesn’t mean you can’t have a great dentist. Once you find a dentist, give them a call and explain to them that you do not currently have dental insurance, and would like to know what options they offer. Here are some of the options they may present:
• An upfront payment for basic services attached to a payment plan • A dental savings account that you contribute on a monthly basis • Lending / credit options to cover the dental costs • Discounted rate for services if services are paid in full
If these options are still not a good fit for you, there are a few other options you may have available. Dental schools need for their students to get practice for general cleaning procedures. Give your local dental school a call to see if they are accepting people for this service. They usually provide the cleaning for free or at a deeply discounted price.
Some areas have dental clinics set up for people in the situation of not having dental insurance available to them. Research your local listings to find a local clinic near you. They will offer services at a price according to your budget / income.
Just because you don’t have dental insurance, doesn’t mean you can’t see a dentist at a reasonable rate. Give your local dentist a call to find out what options they have available for you.